Key Outcomes from the National Social Security Fund Board Meeting

On September 3, 2026, the Board of Directors of the National Social Security Fund convened for its regular session, presided over by Nadia Fettah, the Minister of Economy and Finance. During this significant meeting, board members discussed and approved all points outlined in the agenda, which included crucial reports and strategic decisions aimed at enhancing the operational efficiency of the Fund.

Among the notable approvals was the management report from the Director General, the finalization of the Fund's accounts, and the endorsement of the action plan and budget for the year 2026. The council also set the operational expense ceiling for the social security system and reviewed the annual report from the State Controller. These approvals signify the board's commitment to transparency and accountability in managing the Fund's resources.

Strategic Initiatives and Positive Growth in Social Security

The council further deliberated and ratified several strategic decisions that align with the new responsibilities assigned to the Fund. These decisions include enhancing information system security, establishing a new company focused on accelerating digital transformation, and creating another subsidiary tasked with managing clinics affiliated with the National Social Security Fund.

The Fund's activities reflect a positive dynamic within the general system, as evidenced by the reported 4.24 million employees registered with the Fund in 2025, marking a 4% increase from 2024. The total declared wage bill also saw a significant rise from 222.51 billion dirhams to 244.84 billion dirhams, representing a growth rate of 10%. Contributions due reached 36.46 billion dirhams in 2025, reflecting a 9% increase compared to 2024, while disbursements rose from 29.7 billion dirhams in 2024 to 31.5 billion dirhams in 2025.

These results are indicative of the ongoing efforts to improve collection and combat social fraud, with the Fund having conducted 10,411 inspection and monitoring missions in 2025—a 22% increase from the previous year. This proactive approach led to the regularization of 151,682 employees’ statuses, an increase of 24%, and the adjustment of wage bills amounting to 6.6 billion dirhams, a notable 63% rise from 2024. Furthermore, the amounts recovered through collection operations reached 5.25 billion dirhams in 2025, up from 4.79 billion dirhams in 2024, illustrating a 10% enhancement in collection efficiency.

In the realm of basic mandatory health insurance, the number of beneficiaries rose to 25.08 million in 2025, a 3% increase from the previous year. Disbursements under various mandatory health insurance schemes amounted to 22.65 billion dirhams in 2025, marking a 17% improvement over 2024. Specifically, the employee basic health insurance scheme alone accounted for over 4 million primary insured individuals in 2025, a 5% increase, with disbursements reaching 9.22 billion dirhams, showing a 12% rise. Conversely, the self-employed insurance system included 1.69 million primary insured persons, reflecting a 4% increase, with compensation totaling 2.28 billion dirhams, up by 24%.

However, this latter system faces a structural deficit, as the disbursement amounts have exceeded the total contributions collected, resulting in a compensation-to-contribution ratio of 157% in 2025, an uptick of 25 percentage points from 2024. To address this challenge, the Fund and relevant sectors continue to intensify efforts to enhance participation in this system and improve contribution collection rates.

In a related context, the "Amo Solidarity" program included 3.95 million individuals, with total disbursements reaching 8.49 billion dirhams, reflecting a 13% increase compared to 2024. Meanwhile, the "Amo Comprehensive" scheme recorded 265,551 primary insured individuals, a remarkable 70% rise from the previous year, with disbursements amounting to 1.36 billion dirhams.

As reported by alaan.ma.